If you have the saver profile or intend to become a savings teacher , then you also have to put your good financial habits into practice at work.
In this note I show you how you can save money at work and say goodbye to those ant expenses that do not let you approach your dream vacation or your economic tranquility.
Goodbye micro, hello legs!
If in developed countries people prefer to walk to their jobs or perhaps in an alternative vehicle, such as a bicycle, why not do it too?
I don’t tell you to walk 30 km to your work every day, but what you can do is save on transportation. For example, instead of taking a taxi to take you from the whereabouts about ten or twenty blocks away, use your legs to get there. By the way it will help you to keep fit!
Another option if you do not live near where you work is to save on the type of transport you use. For example, use the services of the Metropolitan, the Blue Corridor. Failing that, another option is minibuses instead of taxis or buses.
Home food better than purchased food
Homemade food is much healthier than what you buy near your work. And it is necessary to be honest there are few places of cheap homemade food and more fast foods.
I recommend that you prepare your meal at home in the morning or prepare a little more at dinner to take it with you the next day. If you did not do this you would be throwing an average of 12 soles on a menu per day, not counting that coffee you buy in the afternoon, etc. Nothing good for your personal finances!
Make a budget of your expenses at work
If you think you have no ant expenses at work I encourage you to make a personal budget of what you spend in your office. Don’t forget to include the days when you preferred to buy food to take your own.
And not that dessert that you bought “occasionally” in the afternoon. Everything adds up to your expenses and is subtracted from your savings fund !
I recommend that you also have in your work an emergency box. In it could be aspirin, bandits, a toilet (the deodorant you forgot for the rush!), Etc. This way you will avoid buying it and spending money that you had not programmed.