The mayor of Cs implicated in the Operation Vincher refuses to resign


Carlos Ruipérez (Ciudadanos), alcalde de Arroyomolinos, detenido por corrupción

Carlos Ruipérez (Citizens), mayor of Arroyomolinos, arrested for corruption CITY COUNCIL OF ARROYOMOLINOS

The mayor of Arroyomolinos (Cs), Carlos Ruipérez, will continue in office and with the same responsibilities in the Consistory “as long as their procedural situation is not perfectly defined and clarified,” the City Council informed this afternoon of Wednesday in a note press.

In addition, the alderman has revealed ” the damage suffered against his person in the media, with leaked data and not always contrasted, which has entailed a violation of his right to the presumption of innocence.”

The City Council has reaffirmed that, “as it can not be otherwise” collaborates in an “active and transparent” with the UDEF of the National Police in the framework of the anti-corruption operation ‘Enredadera’ and “has collaborated and will collaborate with the Justice transparency as a hallmark of the Consistory “.


Ruipérez also wanted to thank the members of the Government Team, municipal officials and workers, as well as many neighbors who have expressed solidarity “giving their support to him and his family.”

The contracts investigated

The police officers yesterday requested information regarding the contracts of the Municipality of Arroyomolinos with GESPOL from 2012 to the present. According to the Consistory, in 2012 the municipality signed a contract for exclusivity that was awarded on March 12, 2013 with Bilbomática for the integral maintenance of the GESPOL system with a duration of 2 years with the possibility of extension for up to 2 more years.

It was carried out exclusively by “with unfavorable reports” . The cost per year of this contract is 34,165 euros plus VAT . The first extension of this contract was in February 2015. The following extension was made in 2016 “due to lack of time to administratively process a contract through public tender”.

In 2017 , a public and open procedure was launched for the support and advisory service for the operation of the disciplinary proceedings for infractions. Six public companies were invited to tender for a cost of 28,900 euros plus VAT per year and for four years.

“After receiving the process the beneplácitos intervention, secretariat and recruitment, was awarded on October 10 with the company UTEBO-GESPOL was the winner of the public and open competition”, stressed the City Council, which has reiterated that “has collaborated with the maximum transparency before all the requested documentation requirements “.

The mayor of Arroyomolinos went to declare yesterday morning to police units depending on his position and returned to his home in the afternoon. ” The alderman is at the judicial disposition when he is summoned or called by the judge if he deems it necessary, he is in a condition of being investigated and not of imputed,” they stressed.

The first deputy mayor, Juan José González, was not arrested at any time, Gonzalez voluntarily appeared in police stations, “and told him to go home quietly and that he would be called if it was deemed necessary.”

Finally, the Municipality of Arroyomolinos has stressed that there are no traffic lights with radar in the municipality and that the European Union’s avenues are luminous signs and not traffic lights as such. In addition, they have pointed out, by way of example, that in 2013 they collected 140,585 euros for fines and a total of 48,893 euros in 2017, some data “that show that there has not been an increase in collection due to these infractions” .

Citizens has sent a request to the mayor of his training in Arroyomolinos to resign “in the next few hours.” If he does not, the formation will expel him.



Allianz perspective: Experts see concept critical

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Since 2013, Allianz Lebensversicherung has offered the Vorsorgekonzept Perspektive. Although no interest rates are guaranteed, higher yields are promised. The concept is popular. Just now was the 100,000. Customer insured. But consumer advocates are skeptical about the offer. The reason: The insurer shifts risks to customers.


Die Perspektive der Allianz kann eine Chance sein
Provide a good future perspective

Allianz's insurance concept "Perspective" celebrated its 100,000 in February 2015 . Customer. This number of new customers is considerable compared to other life insurance policies. In times of low interest rates, life insurance policies are steadily declining . Actually, saving is currently as unattractive as never, because the current guaranteed interest rate is only 1.25 percent. This is exactly where the concept of Allianz Perspective stands out: Instead of promising a low guaranteed interest rate , the insurer offers its customers a share of the surpluses generated.

Allianz Perspective: Is the name synonymous program?

The alliance could provide savers with their offer in times of low interest rates a true perspective . Because with the provision concept, investors do not benefit from the already miserable interest rates, but from a profit sharing of their insurance. As a result, customers should receive an annual return of 0.3 percentage points more than a guaranteed return . For example, Allianz advertises a guaranteed interest rate of 4.3 percent for 2015. But with the offer offering no guarantees other than securing paid-in contributions, consumer advocates criticize Allianz for shifting risks to customers.

Those who take precautions with the "perspective" can only profitably save if there are regular bonuses. In addition, customers can at the end of the contract once again achieve profit : The accumulated money is charged at the then applicable guaranteed interest. If this is higher than today, investors can make a plus. However, this can also prove to be a disadvantage if interest rates continue to fall further than they are now.

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Allianz perspective: security and return opportunities

If you are looking for a form of investment that avoids the currently low interest rates but at the same time offers security, Allianz will theoretically give you a new opportunity. The "Perspective" provision concept, like unit-linked insurance, promises higher returns than traditional forms of savings . Whether or not the insurance actually pays off, however, different test instances are in disagreement.

For example, Stiftung Warentest came to a largely positive conclusion in its Allianz Perspektive test. In the financial test (issue 05/2014), the new concept cuts off "well". The concept is "in principle suitable as a basic precaution", the conclusion is. In contrast, the eco-test (issue 08/2013) judges. " Consumers buy significantly higher risks with minimal increases in profit opportunities," said the testers.

Who really benefits from the new alliance "Perspective"?

Consumer advocates like Axel Kleinlein of the Union of Insured (BdV) are skeptical whether customers actually benefit from the pension plan. Kleinlein points out that those who are interested are willing to take on more dangerous bets for slightly higher return chances, "he told the Frankfurter Allgemeine Zeitung (FAS).

On the one hand, there are no guarantees from the insurance company and, on the other hand, the pension paid out is also calculated as a function of the life expectancy of the Germans . If the average life expectancy at the beginning of retirement increases, the payout is reduced, as the benefits are spread over a longer period of time. Since there are no guarantees for the surplus participation, savers receive in the worst case only the amount they have paid for years in their "perspective" contract, so FAS.

Allianz Perspective: Different offers available

The Vorsorgekonzept perspective can be found with various private pension insurance, a Rürup pension. In this way, those interested can choose the form of provision that suits them best . However, the contrasting opinions of the experts show that consumers should seek other pension plans before they graduate. If necessary, you can find a hedge that will pay off better in the long term.

Here you will find tips and further information on old-age provision.


Cora Christine Döhn

editorial staff

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